New First Time Home Buyers Program

On September 2nd, 2019 the Government of Canada is introducing a new program to help first time home buyers save on their monthly mortgage payments. This new equity sharing program is designed for first time home buyers across Canada. There is still more information that needs to be released but this is what we know … Continue reading New First Time Home Buyers Program

Pre-Approved and Pre-Qualified – Know the Difference

When you start looking for a mortgage, you will hear the terms pre-approved or pre-qualified. Although these terms are similar, there is one big difference. I recently had a client (lets call him Sam) come to me saying he was pre-approved with the bank for up to $300,000 but wanted to use me because my … Continue reading Pre-Approved and Pre-Qualified – Know the Difference

Deciding Which Type of Home to Purchase

There is an endless supply of different types of homes available for purchase – ranging from condos to townhouses to fully detached homes. The key is to decide what you can afford and which amenities you prefer before heading out shopping for a new home.  Your best first step is to seek the advice of … Continue reading Deciding Which Type of Home to Purchase